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Helping Single Women Get out of Debt and Build wealth for a secure financial future." /><meta name="keywords" content="financial literacy program, personal finance program, online personal finance, personal money management, budget template, budgeting worksheets" /><link rel="alternate" type="application/rss+xml" title="ROR" href="sitemap.xml" /></head><body bgcolor="#FFFFFF">    <table bordercolor="#CCCCCC"           cellspacing="0"           cellpadding="20"           width="580"           align="center"           bgcolor="#ffffff"           border="1">		<tr valign="top">			<td>				<div align="center">					<p align="center"><font size="2"						  face=						  "Georgia, Times New Roman, Times, serif"> <TABLE width="600" border="0" cellspacing="0" cellpadding="10" align="center">	<TR>	<TD> 	<align="left"><FONT face="Arial" size=2><b>An open letter to ANY woman who is tired of working SO hard... but NEVER getting ahead...</b> <font face="Times New Roman, Times, serif" size="4" color="#000000"><center> <CENTER> <H2><FONT FACE=Tahoma><FONT COLOR="#df0000">Attention Women: Give Me Just ONE HOUR Of Your Time and I'll Give You The Simple Solution I Discovered That Helped Me Save Anywhere From $450 to $1,100 Every Month, Become Debt-Free, and Get Rid Of My Money Worries For Good!				</FONT></FONT></H1></CENTER> </b></font></center>  <BLOCKQUOTE><h4 align=left><font color="#000000" face="Arial"><STRONG><B>"Could it really be this easy to save money, get out of debt, and finally have the peace of mind you want? And could it really be possible that saving money can ALSO increase your happiness in every other area of your life?<BR><BR>The answer is "YES"... and right here on this webpage, I'll give you specific directions to help you get out of debt and save a lot more money... while STILL living a fun, happy, active lifestyle..."  </H4></b></font></center></BLOCKQUOTE> <STYLE TYPE=text/css>.HL {	BACKGROUND: #ffff00; COLOR: #000000}</STYLE> <TABLE width="600" border="0" cellspacing="0" cellpadding="25" align="center">	<TR>	<TD>  <BR>  <font face="Arial, Helvetica, sans-serif" size="3"> 						<p>Dear Hardworking Professional,</p><BR><p><b>Do money worries EVER keep you up at night?</b></p><p>Do you seem to be CONSTANTLY struggling to make ends meet... only to be getting further and further behind? </P><p>Are you unhappy with the way your finances are right now... and it's negatively affecting almost every other area of your life?</p><p>Do you feel that money problems are a frequent source of frustration for you?  Would you have more peace of mind if you weren't always worrying about it?</P><p>Do you ever get frightened that one day... maybe you'll lose your car or house... or that you'll have to make even FURTHER cuts to your already "bare bones" household budget?</P><p><b> If you can answer "Yes" to ANY of the above... then I have some VERY important news for you. </b></p><p>First of all, you need to know that you're not alone. I completely understand how you feel... because I've been in your situation.</p><p>As someone who was ALWAYS strugging to play "catch-up" with the bills... I know how depressing that can be.</p><p>That's why I want to let you know how happy I am that I was FINALLY able to  learn a few simple money-saving secrets that helped me become debt-free... WHILE actually enjoying my life. </p><p>By the end of this short letter, I'll give you the solution I discovered and use to this very day to stay financially-fit and debt-free. </P> <center><h3><font color="df0000">Do ANY of These Sound Familiar To You...</center></h3></font><ul>	<li>You work hard but never seem to have enough money to do the things you want to do</li><BR><BR>	<li>You always seem to have more bills than money</li><BR><BR>        <li> Your credit cards are maxed out each and every month</li><BR><BR>	<li> You're sick and tired of worrying about money!</li></ul><p>Are there EVER days where you feel that you'll NEVER be able to live the life you want and deserve?</p><p>But it's not like you haven't tried to change things. You've tried living frugally. You cut back on "luxuries" like cable TV, trips to the movies, or eating out.</p><p>Maybe you paid off some debts and put away a little money in the bank.</p><p><b>But in the process... you were <i>miserable.</i></b> </p><p>You missed all the little things that made your life more fun and enjoyable. And as a result, chances are these cutbacks didn't last long because things became too restrictive!</p><p>Well guess what! I'm here to tell you that you can't make big changes all at once. It will feel too overwhelming and restrictive.</p><p>What you need is <span style="font-weight: bold;">a simple</span> plan that will help you...</p><center><h3><font color="df0000">Achieve BIG Results Through Small Steps</center></h3></font>					<p>I'm going to show you the EXACT steps to take.</p><p>And after a little bit of time, you'll look back and realize you've made  <span style="font-weight: bold;">GIANT STRIDES in your financial well being!</span></p><p>Maybe you want to save for your retirement or pay off some of those bills that are piling up?</p><p>Maybe you want to take vacations whenever and wherever you want?</p><p>Maybe you just want the confidence and pride that comes with making money and getting out of debt?<p>Believe it or not, this is all possible. I know, because I did it myself.</p><center><h3><font color="df0000">I Finally Learned The Secrets To Saving More Money...</center></h3></font><p>After several years of trial and error and finally figuring it out... I can help you UNDERSTAND <u>exactly</u> what it takes to save money and get ahead of those pesky bills... ONCE AND FOR ALL.  </p> <p>I'm going to lay out the exact steps you need to follow.</p><p>That way, you no longer have to wonder if you're doing what you need to do to save money, get rid of debt, and pull yourself out from that huge pill of bills!</P>  <p>You won't have the worry, stress, and disappointment that MOST people have when working so hard... for so little in return.</p>  <center><h3><font color="df0000">My Personal Journey...<BR> And How It Can Help You...</center></h3></font><p>I used to struggle with my finances too. </p><p>In fact, I was TIRED of always worrying about money and not having enough of it to do all the things I really wanted to do in life.</p><p>I finally got FED up and tired of living life constantly worrying about it.</p><p>So I decided to take action and change my situation.</p><p>I went down to the local bookstore and bought EVERY SINGLE book I could find on budgeting, saving money, and anything else I thought would help me get rid of money worries.</p><p>I stayed up late, night after night, reading book after book.</p><p>When something really made sense and jumped out at me from the page... I'd write it down in my notebook.</p><center><h3><font color="df0000">How My Big Breakthrough Finally Came About... </center></h3></font><p>Over the course of the next few weeks, I was able to fill a complete notebook with all the simple money-saving tips I read about.</p><p>More importantly, I started to make some simple changes in my lifestyle and my finances improved quickly because of the money I was saving. </p><p>I soon noticed I had A LOT more money left over at the end of the week. I wasn't broke all the time like I normally was.</p><p>Even better, since I was starting to save $450 to $1,100 each and every month... I was able to pay off all of my student loans AND my credit card debts.</p><p>What's more... I did it WHILE actually still enjoying a social life. I found that I had a little more money to spend on fun and entertainment. </p><p>Within a few months, after refining and perfecting all the tips and techniques I had written down in my notebook, it seemed almost as if my money worries were a thing of the past!</P><center><h3><font color="df0000">And I was STILL Able To Have Fun and Enjoy Myself!</center></h3></font><p>I saved enough where I was able to go out and buy some new clothes, I was able to get a new car, and I put a huge downpayment on my house. I got to take vacations whenever I wanted. </p><p>And since that time, I no longer stay up at night worrying about money.</p><p>As I drastically improved my finances, my friends and family really took notice.</p><p>So I shared my money-saving tips with them. And the thing is... not only did I get incredible results from using these tips... but they got amazing results as well. </p><p>They all kept telling me, "You have GOT to share these tips with others... you can help SO MANY other people out." </p><p>So over the last few years, I've taken all the secrets I used to get rid of debt, save a ton of money, and ENJOY my life while doing it... and I put them into a complete, step-by-step system based on what I had learned. </P><p>You don't have to search for the answers yourself any longer. And you'll feel as if a giant weight has been lifted off your shoulders.</P><center><h3><font color="df0000">Introducing Your Secret Weapon <BR>For Getting Rid Of Your Money Worries!</center></h3></font><center><a href="http://i993.photobucket.com/albums/af54/jenkerr/cover-1.png" target="_blank"><img src="http://i993.photobucket.com/albums/af54/jenkerr/cover-1.png" border="0" alt="Photobucket"></a></center><p style="text-align:left;"><span style="font-style: italic;"><b>"Budget Bootcamp: A Common Cents Approach to Personal Finance and Money Management for Women"</span></b> will show you, step by step, how to:</p><ul>	<li>Set up a realistic budget that's EASY to live with and stick to</li>	<li>Cut your living expenses <em>without</em> sacrificing the fun lifestyle you want!</li>	<li>Save money for short-term goals like vacations, clothes, shopping trips, and other fun stuff</li>	<li>Build wealth for long-term goals like retirement</li>	<li>Find out when to refinance your mortgage and when you should absolutely avoid it!</li>	<li>Get rid of debt once and for all, so you can start building your financial FUTURE</li>	<li>Improve your credit rating, even if you have a TON of debt</li>	<li>Protect yourself from identity theft that can <em>cripple</em> your financial life</li>	<li>Make more money, even if you don't switch jobs or get a raise</span></li></ul><center><h3><font color="df0000">Budget Bootcamp is MORE Than Just An Online Course</center></h3></font><p>It's a 16 week Money-Saving SYSTEM that will help you FINALLY get ahead!</p><p><strong>Each week, for 16 straight weeks, you'll get one module that gets you further ahead towards your financial goals and where you want to be!</strong></p><p><strong>You'll get:</strong></p><ul>	<li><span style="font-weight: bold;">A complete 16-Module</span> home study course with one module sent each week (in pdf & doc format)</li><BR><BR>	<li>Money and mindset worksheets and <span style="font-weight: bold;">companion guides</span> to help you work through the MOST important parts of the course (pdf format)</li><BR><BR>	<li><span style="font-weight: bold;">Budget helpers, worksheets, and trackers</span> to make budgeting FUN again! (combination of pdf, word and excel formats)</li><BR><BR>	<li>Expert <span style="font-weight: bold;">audio interviews</span> so you can gain the financial and savings insights of others in the field.(mp3 format)</li><BR><BR>	<li>Money-saving <span style="font-weight: bold;">checklists and cheat sheets</span>, so you have the essential lessons at your fingertips (pdf and word format)</li><BR><BR>	<li><span style="font-weight: bold;">My Secret Resource List</span> of Helpful Money Sites, Tools, and Calculators</li><BR><BR>	<li>Plus I'll be there with you along the way to <span style="font-weight: bold;">help you with any questions</span> you might have! (My contact information will be on everything I send you)</li><BR><BR></ul><center><h3><font color="df0000">Here's a Sneak Peek of <br />the Budget Bootcamp Chapters...</center></h3></font><blockquote><p><strong>Chapter 1:</strong> Get Your Finances in Shape by Creating an Effective Budget</p><p><strong>Chapter 2:</strong> Keep Your Financial Portions Under Control by Living Within Your Means</p><p><strong>Chapter 3:</strong> Shed the Excessive Financial Pounds Without Affecting Your Lifestyle</p><p><strong>Chapter 4:</strong> Train Yourself to Save on a Day to Day Basis</p><p><strong>Chapter 5:</strong> Short Term Goals - Conditioning Yourself to Save</p><p><strong>Chapter 6:</strong> Long Term Goals for Long Range Results</p><p><strong>Chapter 7:</strong> Get Off the Credit Card Treadmill</p><p><strong>Chapter 8:</strong> March your Way out of Debt</p><p><strong>Chapter 9:</strong> Pushup Your Income by Bringing in Extra Cash</p><p><strong>Chapter 10:</strong> Drill sargent Asks - Should You Refinance Your Mortgage?</p><p><strong>Chapter 11:</strong> Weighing in on Your Credit Report</p><p><strong>Chapter 12:</strong> Excercise A High Credit Score & Why It's Important</p><p><strong>Chyapter 13:</strong> Don't Wear out Your Credit Score - Learn How to Raise It</p><p><strong>Chapter 14:</strong> Budget Bootcamp Goes International - International Credit Systems</p><p><strong>Chapter 15:</strong> Guard Your Identity  to Avoid I.D. Theft</p><p><strong>Chapter 16:</strong> Budget Bootcamp Graduation Time!</p></blockquote><center><h3><font color="df0000">"Budget Bootcamp"</span></b> gives you ALL the secrets for...</center></h3></font><ul><li>Paying all your bills on time</li><li>Saving anywhere from $450 to $1,100 a month</li><li>Being debt-free, at last!</li><li>Watching your savings and investments grow</li><li>Having money for the vacations you want or the dream house you desire</li><li>Knowing you'll be comfortable and financially independent when you retire</li></ul><p>All of this is possible when you get your copy of <b>Budget Bootcamp: A Common Cents Approach to Personal Finance and Money Management for Women!</b></p><center><h3><font color="df0000">Why You Need This Course...</center></h3></font><p>If you're like a lot of women I talk to who are in some way going through some tough financial times... they feel completely overwhelmed and are always worrying because of money issues.</p>  <p>If you're experiencing something like that right now, it's probably become a dark cloud that's been hanging over you.</p><p>Maybe the negative energy you've spent worrying about money, debt, and finances has you feeling a little bit depressed? </p><p>Maybe it's hard for you to feel happy... because your own worries about your money situation are getting in the way of living the happy life you KNOW you were meant to live?</p> <center><h3><font color="df0000">It's Not Too Late To Get A Fresh Start</center></h3></font><p>Have you ever wanted to get a "fresh start"... where you  finally had the happiness and peace of mind that comes with NOT worrying about money?</p><p>Take it from me... it's a GREAT feeling when you can leave all the worries about money-problems behind you... and start out with a clean slate.</p> <p>It truly felt like a "fresh start" when I got rid of all my debt, was able to start saving money, AND was able to do all the fun activities I still wanted to do!</P> <center><h3><font color="df0000">Getting Rid Of Money Worries May Be The Fastest &<BR> Easiest Way To Improve Your Life...</center></h3></font> <p>Getting rid of your money worries really can help bring improvements in ALL areas of your life. </p><p>Because when you're out of money and the bills are piling up and the collectors are constantly ringing your phone... soon that's ALL you're thinking about.</P> <p>But when you're all paid up, when your debt is gone, you've got some money in the bank, and you're still enjoying the fun activities you like to do... that's when your happiness skyrockets.  </p>   <p>I want you to experience that feeling when you're finally FREE from money worries... when you're happy and you've got so much more peace of mind.</P> <center><h3><font color="df0000"> Fix Your Money Problems And Often Times... <BR> Other Problems Just Fix Themselves </center></h3></font>   <p>There's no doubt that if you can fix your money issues, that can solve a lot of other problems for you at the same time.</p><p>After all, having money can often times TAKE CARE of those problems that NOT having money creates.</p><p>Car payments, house payments, doctor's visits... almost everything you need to live your life to the fullest requires money in some shape or form.</p>  <p>And you know what... something magical happens for you when you're not constantly stressed about money. You immediately feel more positive, peaceful, and upbeat.</p> <p>I want you to experience your magic moment... and all the great things that will take place when you have a different viewpoint of money and how it should be SERVING you in your life... NOT being the source of all your frustration!</P>   <p> Better yet, you can learn ALL this it in just minutes from now... so you can start seeing immediate progress happening in your checkbook.</p><p><center><h3><font color="cc0000">So What's The Bottom Line?<BR>How Much Does This Program Cost?</h3></font></center></p>  <p>Well, let me ask...</p> <p>What price can you put on something that will help you save hundreds, if not thousands of dollars, each and every month ?</p><P>What price can you put on feeling less stressed and not worrying about money problems all the time?</p> <p>What's your happiness worth?</p> <p>You'd spend thousands of dollars hiring a financial planner or an accountant to go over this stuff with you.   </p> <p>Heck, I've already personally spent more than $6,000 over the years on all the books and courses on budgeting and finances. </p>  <p>But since I can offer this system to you right through my website, there are NO shipping or printing charges!</p> <p><font class="HL"><b>If you order today, your investment in this money-saving system is now only <strike>$97.00</strike>   $49.95</b></p> </font>     <p><center><h3><font color="cc0000">ORDER NOW And You'll Also Receive These<BR>Gifts, Worth AT LEAST $398.97, Absolutely Free!</h3></font></center></p>  <B><FONT SIZE="3"><IMG SRC="http://www.fitness-copy.com/check.gif" WIDTH="19" HEIGHT="18"> Free Bonus #1: <FONT color="3344bb">Boosting Your Value Special Report</FONT> ($47 value)</FONT></B> <p>Order now and you'll also get the Boosting Your Value Report (with worksheets) worth $47 - Become more valuable in your field by implementing these easy steps.</P>  <B><FONT SIZE="3"><IMG SRC="http://www.fitness-copy.com/check.gif" WIDTH="19" HEIGHT="18"> Free Bonus #2: <FONT color="3344bb">Wealth & Prosperity Report </FONT> ($99.95 value)</FONT></B>  <p>You'll also get the Wealth & Prosperity Report (with worksheets) worth $99.</p><p> Learn how to build a wealth & prosperity mindset. Why? Because the actions you take on a daily basis – right down to the amount of effort you put toward your goals – stem directly from your state of mind. Believing you can accomplish something is the first step in actually doing it!</p>  <B><FONT SIZE="3"><IMG SRC="

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